Financial Literacy for any age!

Photo of a pink ceramic piggy bank on top of a pile of pennies

You know the old rhyme, “Find a penny, pick it up, and all the day, you’ll have good luck.” Who knows if finding pennies really brings good luck, but you bent down and picked that penny up anyway, didn’t you? 

National Financial Literacy Month is recognized in the United States in April in an effort to highlight the importance of financial literacy and teach Americans how to establish and maintain healthy financial habits.

And, another quote about money…

"A penny saved is a penny earned--we've all heard that old saying before. But savvy savers turn their pennies into dollars and even more. Learn about the various ways to save and how socking away a little money over time can vastly improve your life in the long run."--Back cover of Making money work: the teens' guide to saving, investing, and building wealth

Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it and how that person donates it to help others. More specifically, it refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. (Definition from

The Library owns so many great books and materials about saving, investing, and spending money as well as how to get out of debt.  You can gain financial literacy at any age, and we offer these types of materials for adults, teens, and children.  Come learn about ways to spend and SAVE your money!

Save money using your library bannerSubjects to search under:
Budgets, Personal
Consumer education
Finance, Personal
Finance, Personal -- Juvenile literature
Saving and investment

Or these children’s series
Cloverleaf books. Money basics
My guide to money

Just click on the book cover(s) to be taken to the catalog listing.
Use your 14-digit library card to place holds or to view current or back issues of magazine articles.


Beyond piggy banks and lemonade stands: how to teach young kids about finance (and they're never too young) book cover  Debt 101_from interest rates and credit scores to student loans and debt payoff strategies, an essential primer on managing debt book cover  Clark Howard's living large for the long haul_consumer-tested ways to overhaul your finances, increase your savings, and get your life back on track book cover  Get good with money_Ten Simple Steps to Becoming Financially Whole book cover  Investing for dummies book cover  Know yourself, know your money_discover why you handle money the way you do, and what to do about it! book cover            

Personal finance 101_from saving and investing to taxes and loans, an essential primer on personal finance book cover  Personal finance after 50 for dummies book cover  Personal finance for dummies book cover  Rich dad poor dad_with updates for today's world and 9 new study session sections book cover  The infographic guide to personal finance_a visual reference for everything you need to know book cover  You are a badass at making money_master the mindset of wealth book cover

Also there are some helpful links to websites about Financial Literacy:

Money Smart – A Financial Education Program
The FDIC's Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. Learn here about Money Smart tools and strategies that you can use to teach others, as well as tools you can use to learn on your own.

360 Degrees of Financial Literacy
360 Degrees of Financial literacy is a national volunteer effort of the nation’s Certified Public Accountants to help Americans understand their personal finances and develop money management skills. It focuses on financial education as a lifelong endeavor—from children learning about the value of money to adults reaching a secure retirement.

Financial Literacy 101 Personal Finance Guide
Looking for financial literacy basics? Learn how to manage money with this financial literacy guide. Covers topics such as Financial Health, Introduction to Budgeting, Tracking Your Spending, Choosing a Bank or Credit Union, Checking and Savings Accounts, Credit vs. Debit Cards, Credit Reports and Scores, Managing Accounts, Students and Credit Cards, Building Credit, Identity Theft, and Signs of Financial Trouble.

As well as some magazines under: Business and Finance

The Economist

Kiplinger's Personal Finance




Making money work_the teens' guide to saving, investing, and building wealth book cover  First job smarts book cover  Credit cards and loans book cover  Rich dad poor dad for teens_the secrets about money--that you don't learn in school! book cover  The teen money manual_a guide to cash, credit, spending, saving, work, wealth, and more book cover



Let's explore spending money book cover  A smart girl's guide_money_how to make it, save it, and spend it book cover  Dollars & $ense_a kid's guide to using--not losing--money book cover  The know-nonsense guide to money book cover   The secret life of money_a kid's guide to cash book cover  The survival guide for money smarts_earn, save, spend, give book cover


In addition, the American Library Association (ALA,) in partnership with the FINRA Investor Education Foundation, has released a collection of free online games to teach children basic financial skills related to earning, saving and spending money.

The four interactive games — part of a series called Thinking Money for Kids and available at — are designed for children ages 7 to 11 but are appropriate for other ages as well.

Illustration of children waving to each other in front a bank

They include:

  • Earning It: Follow the paths of characters Grace, Emma, and Kenji to see how their childhood interests translate into successful careers and opportunities to “give back” by volunteering.
  • Balance My Budget: Make choices about how to meet basic needs and treat yourself with a splurge here and there, while sticking to a monthly budget.
  • Money Trail: Starting with $500 in your bank account, make decisions about how to earn and spend.
  • Let’s Deal: Hear from buyers and vendors at a farmer’s’ market as they swap goods and learn about money.


Posted by CindyB on April 9, 2021